Tramom Regulated Non-WDT SACCO – Savings and Credit Society

The Savings and credit Co-operative society started its operations in the year 1985. The Society was originally formed to serve the staff members from SDV Transami ltd and its affiliate companies, however over the years the Sacco has experienced continuous growth and opened its doors to people from other companies, groups and individual members.

ACCESS MEMBERS PORTAL

OUR SAVINGS FACILITIES

A good saving plan is a road map that shows us exactly how the choices we make today will affect our future.

OUR LOANS FACILITIES

Instant Loans; Emergency Loans; Product Loans; School Fees Loans; College Fees Loans; Normal Loans; Project Loans

MICRO CREDIT FACILITIES

We know you want to be sure that your financial partner is as committed to the success of your business as you yourself are.

OUR LOAN PRODUCTS

EMERGENCY LOANS

Tailored to enable you handle the emergencies that come up time and again
Repayment period is 6-12 months
Interest rate is friendly and competitive.
Product is open to members with the ordinary membership account and biashara business account.

EDUCATION LOANS

This loans products are tailored to finance education needs of our members. Repayment period ranges from 6-24 months depending on ones ability to service.
Interest rate is friendly and competitive.Product is open to members with the ordinary membership account.

PRODUCT LOANS

Product enables acquisition of various assets.
Repayment period is 6-12 months
Interest rate is friendly and competitive.
Product is open to members with the ordinary membership account.

NORMAL LOANS

This is a self-improvement loan product advanced to enable members engage in income generating activities as a way out of dependency on the paycheck.
The normal loan is most famous for the opportunity it gives the member to re-finance even before completing repayment.

DEVELOPMENT LOANS

This are the loans tailored to help you finance your big projects.
Repayment period of this products ranges from 24-48 months.
Interest rate is friendly and competitive.
Product is open to members with the ordinary membership account.

BODA BODA LOANS

This product is tailored to members in Boda boda business by either acquisition of the motor bike or maintenance of the already existing one.
Repayment is 12 months.

BUSINESS LOANS

Tailored to enable financing of business ventures/expansions.
Repayment period ranges from 6-24 months .
Interest rate is friendly and competitive.
Product is open to members with the ordinary membership account and biashara business account.

SHORT TERM ADVANCES

The advances can be one month, three months and six months advances.
Interest charge depends on the repayment period
Product is open to members with the ordinary membership account.

ABOUT US

Tramom Sacco is a saving and credit society, whose core objective is to afford members an opportunity to save their hard earned money and avail credit at at competitive interest rates.
We not only focus on savings and credit but we also offer expert advise on how to effectively plan and utilize the resources available to grow and achieve maximum benefits for our members.
Being a co-operative society we remain true to the co-operative principles which continue to guide our operations.
The Society was originally formed to serve the staff members from SDV Transami ltd and its affiliate companies, however over the years the Sacco has experienced continuous growth and opened its doors to people from other companies, groups and individual members.

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“I feel confident that my investment borrowings are within my capacity and that I am well protected with a full financial plan in place for my future.“
Member

“The Active Financial Services team was extremely diligent and meticulous in detail, explaining products facilities and comparisons clearly & simply.“
Member