Holiday savings account.
With this account you are able to plan your end year/ holiday expenses.
Savings can be done on a monthly basis / any other way depending on plan.
Every December you have the option to withdraw the savings or allow the same to roll over to the next year.
Money in this account earns an attractive interest
TOTO savings account
The account assists you to save for your children.
The money saved earns interest yearly.
Special savings account
Account allows one to save money he/she intends to use after specified periods.
This can be for 3, 6, 9 or 12 months
Interest rate depends on period.
This product is tailored to suit the needs of registered groups in the Micro credit membership. Loans can be granted to individual group members or to the entire group.
Automatic loan to group members
• Free financial advice
• The group earns interest on savings and is able to access loans based on savings
• Registration Certificate from the Ministry of Culture & Social Services
• Constitution of group
• Minutes of the meeting appointing the group’s signatories
• Identification card and one passport sized photograph for all officials.
• List of all group members and their contacts.