HOW DO I BECOME A MEMBER?

You become a member by filling up a membership form and paying entrance/registration fee of kshs 500.

 WHAT IS THE MINIMUM SAVINGS PER MONTH?

Minimum saving per month is Kshs 2,000.

 DO MY SAVINGS AND SHARES EARN INTEREST?

Yes the savings and shares earn interest and dividends respectively

 AFTER HOW LONG DO I QUALIFY FOR A LOAN?

You qualify for a loan after six months of consistent saving

 HOW DO I APPLY FOR A LOAN AND WHAT CONDITIONS DO I NEED TO MEET?

To apply for a loan one can visit our offices for appraisals to be done\appraise himself using the loan calculator tool .Once the appraisal is done a member will be issued with a loan form to fill and return\send back to the Sacco office for processing. Guidelines on loan type to be applied and disbursement of each type is provided in our loan policy to enable you as a member when applying.

 WHAT HAPPENS TO MY SAVINGS AND SHARES SHOULD I PASS ON?

When you pass on your saving\shares pass to your next of kin nominated by yourself when filling the membership form. Also as a member is advisable to always come to Sacco office and check your nominees

An least once or twice a year to sustain or amend in case of changes

 IS IT POSSIBLE FOR NON-SALARIED PEOPLE TO JOIN THE SACCO?

Yes it is possible, you just need to fill the membership form for your specific category (non-salaried).

 DO YOU HAVE ANY SPECIAL PRODUCT FOR BUSINESS PEOPLE?

Yes we have several products for the business people i.e Vijana Inuka loan, Kilimo loan ,Inua biashara, Project financing etc.

 HOW TO ACCESS MEMBERS PORTAL?

To access visit www.tramomsacco.com website and click Members Portal on the top right corner or visit portal.tramomsacco.com

HOW TO REGISTER MEMBERS PORTAL?

-> Enter your ID No -> Enter your Member No -> Click get sms Code -> Enter SMS Code -> Enter new Password/Pin -> Confirm new Password/Pin and click register

 HOW TO LOGIN MEMBERS PORTAL?

To login -> Enter your ID No -> Enter your Member No -> Enter your Password/Pin -> Click get sms Code -> Enter SMS Code and click login

HOW TO RESET PASSWORD ON MEMBERS PORTAL?

-> Enter your ID No -> Enter your Member No -> Click get SMS Code -> Enter SMS Code -> Enter new Password/Pin -> Confirm new Password/Pin and click reset

Mobile App

HOW TO DOWNLOAD TRAMOM SACCO MOBILE APP?

Visit Google play store and search TRAMOM SACCO app and install.

HOW TO REGISTER MOBILE APP?

Open Mobile App-> Enter Mobile Number registered with the SACCO -> Enter SMS Code sent to your Mobile No -> Enter new Password/Pin -> Confirm new Password/Pin and click submit

HOW TO LOGIN MOBILE APP?

Open Mobile APP-> Enter 4-digit Pin and click login

HOW TO RESET PIN MOBILE APP?

Open Mobile App->Click Forgot Pin -> Enter SMS Code sent to your Mobile No -> Enter new Password/Pin -> Confirm new Password/Pin and click submit

USSD (*210*10#)

How to access USSD(*210*10#)?


NEW USER

DIAL *210*10# -> Enter 0000 as activation Pin -> Enter 4-digit Pin -> Confirm 4-digit Pin

ACTIVATED USER

DIAL *210*10# -> Enter 4-digit Pin -> Select Option (s)