Frequently Asked Questions

How do i apply for a loan and what conditions do i need to meet?

To apply for a loan one can visit our offices for appraisals to be done/appraise himself using the loan calculator tool.Once the appraisal is done a member will be issued with a loan form to fill and return/send back to the Sacco office for processing.

How do i become a member?

You become a member by filling up a membership form and paying entrance/registration fee of kshs 500.

What's the minimum savings per month?

Minimum saving per month is Kshs 2,000.

Do my savings shares earns interest?

Yes the savings and shares earn interest and dividends respectively.

How long do i qualify for a loan?

You qualify for a loan after six months of consistent saving.

What happens to my savings and shares should i pass on?

When you pass on your saving/shares pass to your next of kin nominated by yourself when filling the membership form.

Is it possible for non salaried people to join Sacco?

Yes it is possible, you just need to fill the membership form for your specific category(non salaried ).

Do you have any special product for business people?

Yes we have several products for the business people i.e Vijana inuka loan, kilimo loan ,inua biashara, project financing etc.