You become a member by filling up a membership form and paying entrance/registration fee of kshs 500.

Minimum saving per month is Kshs 2,000.

Yes the savings and shares earn interest and dividends respectively

You qualify for a loan after six months of consistent saving

To apply for a loan one can visit our offices for appraisals to be done\appraise himself using the loan calculator tool .Once the appraisal is done a member will be issued with a loan form to fill and return\send back to the Sacco office for processing. Guidelines on loan type to be applied and disbursement of each type is provided in our loan policy to enable you as a member when applying.

When you pass on your saving\shares pass to your next of kin nominated by yourself when filling the membership form. Also as a member is advisable to always come to Sacco office and check your nominees

An least once or twice a year to sustain or amend in case of changes

Yes it is possible, you just need to fill the membership form for your specific category (non-salaried).

Yes we have several products for the business people i.e Vijana Inuka loan, Kilimo loan ,Inua biashara, Project financing etc.

To access visit www.tramomsacco.com website and click Members Portal on the top right corner or visit portal.tramomsacco.com

-> Enter your ID No -> Enter your Member No -> Click get sms Code -> Enter SMS Code -> Enter new Password/Pin -> Confirm new Password/Pin and click register

To login -> Enter your ID No -> Enter your Member No -> Enter your Password/Pin -> Click get sms Code -> Enter SMS Code and click login

-> Enter your ID No -> Enter your Member No -> Click get SMS Code -> Enter SMS Code -> Enter new Password/Pin -> Confirm new Password/Pin and click reset Mobile App

Open Mobile App-> Enter Mobile Number registered with the SACCO -> Enter SMS Code sent to your Mobile No -> Enter new Password/Pin -> Confirm new Password/Pin and click submit

Open Mobile APP-> Enter 4-digit Pin and click login

Open Mobile App->Click Forgot Pin -> Enter SMS Code sent to your Mobile No -> Enter new Password/Pin -> Confirm new Password/Pin and click submit USSD (*210*10#)

How to access USSD(*210*10#)?

Scan the code