How do i become a member?

You become a member by filling up a membership form and paying entrance/registration fee of Ksh.1000.

What is the minimum savings per month?

Minimum saving per month is Ksh 2,000.

Do my savings and shares earn interest?

Yes, the savings and shares earn interest and dividends respectively

After how long do i qualify for a loan?

You qualify for a loan after six months of consistent saving

How do i apply for a loan and what condition do i need to meet?

To apply for a loan one can visit our offices for appraisals to be done\appraise himself using the loan calculator tool .Once the appraisal is done a member will be issued with a loan form to fill and return\send back to the Sacco office for processing. Guidelines on loan type to be applied and disbursement of each type is provided in our loan policy to enable you as a member when applying.

How do i apply for a loan and what condition do i need to meet?

To apply for a loan one can, visit our offices for appraisals to be done\appraise himself using the loan calculator tool. Once the appraisal is done a member will be issued with a loan form to fill and return\send back to the Sacco office for processing. Guidelines on loan type to be applied and disbursement of each type is provided in our loan policy to enable you as a member when applying.

What happens to my savings and shares should i pass on?

When you pass on your saving\shares pass to your next of kin nominated by yourself when filling the membership form. Also as a member is advisable to always come to Sacco office and check your nominees

An least once or twice a year to sustain or amend in case of changes

Is it possible for a non-salaried people to join the SACCO?

Yes, it is possible, you just need to fill the membership form for your specific category (non-salaried).

Do you have any special business product for business people?

Yes we have several products for the business people i.e Vijana Inuka loan, Kilimo loan, Inua biashara, Project financing etc.

How do i access members portal?

To access visit www.tramomsacco.com website and click Members Portal on the top right corner or visit portal.tramomsacco.com

How do i register in members portal?

-> Enter your ID No -> Enter your Member No -> Click get sms Code -> Enter SMS Code -> Enter new Password/Pin -> Confirm new Password/Pin and click register

How do I login to members portal?

Click on sign up tool -> Enter Member NO -> Enter and confirm password -> Submit, verification sent -> through mail/ sms -> Enter SMS Code and click login

How to download tramom sacco mobile App?

-> Enter your ID No -> Enter your Member No -> Click get SMS Code -> Enter SMS Code -> Enter new Password/Pin -> Confirm new Password/Pin and click reset Mobile App

How to register mobile App?

Open Mobile App->

Enter the 4-DIGIT PIN

Created During USSD *346# Activation

click submit

How to login mobile App?

Open Mobile APP-> Enter 4-digit Pin and click login

How to reset pin mobile App?

Open Mobile App->Enter the 4-DIGIT PIN
Created During USSD *346# Activation And Submit

How to access USSD (*346#)?

NEW USER

DIAL *346# -> Enter activation Pin Sent from the Sacco -> Change 4-digit Pin -> Confirm Pin

ACTIVATED USER

DIAL *346#

Scan the code