The Toto Savings Account is specially designed to help parents and guardians build a secure financial future for their children. This account encourages a savings culture from an early age while earning attractive annual interest on the deposited funds.

Key Features:

1. Target Customers: Parents, guardians, or caregivers saving on behalf of children below the age of 18.
2. Attractive Interest: Competitive annual interest credited to the account to grow the child’s savings steadily over time.
3. Flexible Deposits: Freedom to make regular or lump-sum deposits at any time to build the targeted savings progressively.
4. Secure & Safe: The account is operated strictly by the parent/guardian until the child attains maturity age.
5. No Monthly Charges: The Toto Savings Account is free from monthly maintenance or ledger fees, ensuring all savings work for the child’s benefit.
6. Statements: Periodic account statements to keep track of the growing savings.
7. Educational Purpose: Funds saved can support the child’s education, health, or any other future needs. Bankers’ cheque or payment instructions can be made from the account to educational institution or insurance firms etc.

Benefits:

1. Cultivates a savings discipline for both the parent/guardian and the child.
2. Helps in planning for future educational and development needs.
3. Grows the child’s financial base through annual interest earnings.
4. A foundation for the child’s future financial independence.

Requirements to Open:

1. Parent/Guardian National ID copy,
2. Child’s Birth Certificate copy,
3. Minimum opening balance as prescribed by Tramom Sacco
4. Passport-size photos of both parent/guardian and the child

Start saving early for your child’s bright tomorrow with the Tramom Sacco Toto Savings Account!

HOW TO MAKE PAYMENT VIA M-PESA PAYBILL
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