• To access the product, one must have been a member for at least 6 months.
• Product shall be issued in adherence to the times three multiplier of deposits.
• Interest rate is 12% straight line.
• There shall be one-off 1% appraisal fee on amount applied.
• There shall be no discounting of interest when a member clears the loan earlier than the prescribed period.

Repayment period shall be 12 months or less. .