FAQs
You become a member by filling up a membership form and paying entrance/registration fee of Ksh.1000.
Minimum saving per month is Ksh 3,000.
Yes, the savings and shares earn interest and dividends respectively
You qualify for a loan after six months of consistent saving
To apply for a loan one can visit our offices for appraisals to be done\appraise himself using the loan calculator tool .Once the appraisal is done a member will be issued with a loan form to fill and return\send back to the Sacco office for processing. Guidelines on loan type to be applied and disbursement of each type is provided in our loan policy to enable you as a member when applying.
When you pass on, your saving\shares pass to your beneficiary nominated by yourself when filling the membership form. Also, member is advisable to always come to Sacco office and check your nominees
And least once or twice a year to sustain or amend in case of changes
Yes, it is possible, you just need to fill the membership form for your specific category (non-salaried).
Yes, we have several products for the business people i.e Vijana Inuka loan, Product loan, Biashara Loan, Project financing etc.
To access visit www.tramomsacco.com website and click Members Portal on the top Left corner or visit portal.tramomsacco.com
-> Enter your ID No -> Enter your Member No -> Click get sms Code -> Enter SMS Code -> Enter new Password/Pin -> Confirm new Password/Pin and click register
Click on sign up tool -> Enter Member No. -> Enter and confirm password -> Submit, verification sent -> through mail/ sms -> Enter SMS Code and click login
-> Enter your ID No -> Enter your Member No -> Click get SMS Code -> Enter SMS Code -> Enter new Password/Pin -> Confirm new Password/Pin and click reset Mobile App
- Open Mobile App->
- Enter the 4-DIGIT PIN
- Created During USSD *346# Activation
- click submit
Open Mobile APP-> Enter 4-digit Pin and click login
Open Mobile App->Enter the 4-Digit PIN
Created During USSD *346# activation and submit
How to access USSD (*346#)?