The Savings and credit Co-operative society started its operations in the year 1985. The Society was originally formed to serve the staff members from SDV Transami ltd and its affiliate companies, however over the years the Sacco has experienced continuous growth and opened its doors to people from other companies, groups and individual members.
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OUR SAVINGS FACILITIES

A good saving plan is a road map that shows us exactly how the choices we make today will affect our future.

OUR LOANS FACILITIES

Instant Loans; Emergency Loans; Product Loans; School Fees Loans; College Fees Loans; Normal Loans; Project Loans; Car Loan, Consolidation Loan; Insurance Financing Loan

MICRO CREDIT FACILITIES

We know you want to be sure that your financial partner is as committed to the success of your business as you yourself are.

OUR LOAN PRODUCTS

EMERGENCY LOANS

Tailored to enable you handle the emergencies that come up time and again
Repayment period is 6-12 months
Interest rate is friendly and competitive.
Product is open to members with the ordinary membership account and biashara business account.

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EDUCATION LOANS

This loans products are tailored to finance education needs of our members. Repayment period ranges from 6-24 months depending on ones ability to service.
Interest rate is friendly and competitive.Product is open to members with the ordinary membership account.

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PRODUCT LOANS

Product enables acquisition of various assets.
Repayment period is 6-12 months
Interest rate is friendly and competitive.
Product is open to members with the ordinary membership account.

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NORMAL LOANS

This is a self-improvement loan product advanced to enable members engage in income generating activities as a way out of dependency on the paycheck.
The normal loan is most famous for the opportunity it gives the member to re-finance even before completing repayment.

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DEVELOPMENT LOANS

This are the loans tailored to help you finance your big projects.
Repayment period of this products ranges from 24-48 months.
Interest rate is friendly and competitive.
Product is open to members with the ordinary membership account.

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BODA BODA LOANS

This product is tailored to members in Boda boda business by either acquisition of the motor bike or maintenance of the already existing one.
Repayment is 12 months.

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BUSINESS LOANS

Tailored to enable financing of business ventures/expansions.
Repayment period ranges from 6-24 months .
Interest rate is friendly and competitive.
Product is open to members with the ordinary membership account and biashara business account.

SHORT TERM ADVANCES

The advances can be one month, three months and six months advances.
Interest charge depends on the repayment period
Product is open to members with the ordinary membership account.

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CAR LOAN

It is designed to make owning your dream car a reality. The Sacco offers competitive rates, flexible terms, and personalized service to meet your unique needs.

INSURANCE FINANCING LOAN

This facility is offered in partnership with the CIC insurance group for motor private, motor commercial, and other non-motor types of insurance including Medical, Home, Business, and personal accidents.
Maximum amount – As per insurance premium.
 Maximum period – 6 months.
Interest charged – 1 % per month straight line
No guarantors are required for motor vehicle financed by the society.

CONSOLIDATION LOAN

One must have other loans running – loan offset policy to apply
Loan issued 3 times your deposit
Loan period is a maximum of 60 months
Other Loan charges & Fees Apply
Interest rate is 1.5% reducing balance
All other offsetting and loan processing charges apply
Ability to access financing after consolidation
Member to access only short-term loans (12months & below) until consolidation loan is paid up to 12 months

ABOUT US

Tramom Sacco is a saving and credit society, whose core objective is to afford members an opportunity to save their hard earned money and avail credit at at competitive interest rates.
We not only focus on savings and credit but we also offer expert advise on how to effectively plan and utilize the resources available to grow and achieve maximum benefits for our members.
Being a co-operative society we remain true to the co-operative principles which continue to guide our operations.
The Society was originally formed to serve the staff members from SDV Transami ltd and its affiliate companies, however over the years the Sacco has experienced continuous growth and opened its doors to people from other companies, groups and individual members. LEARN MORE

CREDIT PRODUCTS

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OTHER SAVINGS PRODUCTS

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WELFARE PRODUCTS

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TESTIMONIALS

“Securing a mortgage with Tramom Sacco was a breeze. The team was incredibly helpful, explaining every step of the process and ensuring I got the best rates available. Their attention to detail and commitment to customer satisfaction made the home buying experience smooth and stress-free.``
THADEOUS OUNDO
Member
``Since I switched to Tramom Sacco, and the experience has been seamless. The online banking platform is user-friendly, and the customer service team is knowledgeable and responsive. I feel confident in my financial decisions with the support of Tramom Sacco``
JOSECK OYALO
Member
``As a small business owner, having a reliable financial partner is crucial. Tramom Sacco has exceeded my expectations in terms of personalized service and understanding the unique needs of my business. The online banking features make managing finances a breeze. Highly recommended for fellow entrepreneurs!``
PAULINE NTHENGE
Member

OUR AFFILIATE PARTNERS
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