{"id":7252,"date":"2025-06-22T01:15:35","date_gmt":"2025-06-22T01:15:35","guid":{"rendered":"https:\/\/tramomsacco.com\/beta\/?page_id=7252"},"modified":"2025-07-07T18:04:28","modified_gmt":"2025-07-07T18:04:28","slug":"toto-savings-account","status":"publish","type":"page","link":"https:\/\/tramomsacco.com\/index.php\/toto-savings-account\/","title":{"rendered":"TOTO Savings Account"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"7252\" class=\"elementor elementor-7252\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5a17300b e-flex e-con-boxed e-con e-parent\" data-id=\"5a17300b\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-405620a e-flex e-con-boxed e-con e-parent\" data-id=\"405620a\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-016b52f e-con-full e-flex e-con e-child\" data-id=\"016b52f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-459e931c elementor-widget elementor-widget-hub_fancy_heading\" data-id=\"459e931c\" data-element_type=\"widget\" data-widget_type=\"hub_fancy_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div id=\"ld-fancy-heading-69ea0aab712a3\" class=\"ld-fancy-heading pos-rel\">\n\t\t\t<h2 class=\"ld-fh-element d-inline-block pos-rel  elementor-heading-title lqd-highlight-classic lqd-highlight-grow-left h1\"  > TOTO Savings Account<\/h2>\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a3a755 elementor-widget elementor-widget-text-editor\" data-id=\"0a3a755\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The <strong>Toto Savings Account<\/strong> is specially designed to help parents and guardians build a secure financial future for their children. This account encourages a savings culture from an early age while earning attractive annual interest on the deposited funds.<\/p><p><strong>Key Features:<\/strong><\/p><ol><li><strong>Target Customers: <\/strong>Parents, guardians, or caregivers saving on behalf of children below the age of 18.<\/li><li><strong>Attractive Interest: <\/strong>Competitive annual interest credited to the account to grow the child\u2019s savings steadily over time.<\/li><li><strong>Flexible Deposits: <\/strong>Freedom to make regular or lump-sum deposits at any time to build the targeted savings progressively.<\/li><li><strong>Secure &amp; Safe: <\/strong>The account is operated strictly by the parent\/guardian until the child attains maturity age.<\/li><li><strong>No Monthly Charges: <\/strong>The Toto Savings Account is free from monthly maintenance or ledger fees, ensuring all savings work for the child\u2019s benefit.<\/li><li><strong>Statements: <\/strong>Periodic account statements to keep track of the growing savings.<\/li><li><strong>Educational Purpose: <\/strong>Funds saved can support the child&#8217;s education, health, or any other future needs. Bankers\u2019 cheque or payment instructions can be made from the account to educational institution or insurance firms etc.<\/li><\/ol><p><strong>Benefits:<\/strong><\/p><ol><li>Cultivates a savings discipline for both the parent\/guardian and the child.<\/li><li>Helps in planning for future educational and development needs.<\/li><li>Grows the child\u2019s financial base through annual interest earnings.<\/li><li>A foundation for the child\u2019s future financial independence.<\/li><\/ol><p><strong>Requirements to Open:<\/strong><\/p><ol><li>Parent\/Guardian National ID copy,<\/li><li>Child\u2019s Birth Certificate copy,<\/li><li>Minimum opening balance as prescribed by Tramom Sacco<\/li><li>Passport-size photos of both parent\/guardian and the child<\/li><\/ol><p><strong>Start saving early for your child\u2019s bright tomorrow with the Tramom Sacco Toto Savings Account!<\/strong><\/p><p><strong><u>HOW TO MAKE PAYMENT VIA M-PESA PAYBILL<\/u><br \/><\/strong>We are committed to providing you with a convenient and efficient payment experience.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4168a60 e-con-full e-flex e-con e-child\" data-id=\"4168a60\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3de7620 elementor-widget elementor-widget-image\" data-id=\"3de7620\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"780\" height=\"515\" src=\"https:\/\/tramomsacco.com\/wp-content\/uploads\/2025\/06\/mother-teaching-her-daughter-about-savings.jpg\" class=\"attachment-large size-large wp-image-7605\" alt=\"\" srcset=\"https:\/\/tramomsacco.com\/wp-content\/uploads\/2025\/06\/mother-teaching-her-daughter-about-savings.jpg 1024w, https:\/\/tramomsacco.com\/wp-content\/uploads\/2025\/06\/mother-teaching-her-daughter-about-savings-300x198.jpg 300w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2284e06 elementor-widget elementor-widget-spacer\" data-id=\"2284e06\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b1abe5 elementor-widget elementor-widget-text-editor\" data-id=\"2b1abe5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><u>HOW TO MAKE PAYMENT VIA M-PESA PAYBILL<\/u><br \/><\/strong>We are committed to providing you with a convenient and efficient payment experience.<\/p><ol><li>Go to\u00a0<strong>M-PESA<\/strong>, then select\u00a0<strong>LIPA NA M-PESA<\/strong><\/li><li>Select\u00a0PAYBILL<\/li><li>Enter\u00a0<strong>182742<\/strong> as the Business Number<\/li><li>Account No: <strong>YOUR ID NUMBER<\/strong> AND followed by the respective short code e.g. (<strong>12345678<\/strong><strong>TSA<\/strong>)<\/li><li>Enter the <strong>amount<\/strong> you wish to deposit (Between Ksh 10 -Kshs 150,000)<\/li><li>Enter Your\u00a0<strong>M-PESA PIN<\/strong><\/li><li>Confirm Details are correct and press\u00a0OK<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-custom-animations=\"true\" data-ca-options=\"{&quot;addChildTimelines&quot;:false,&quot;trigger&quot;:&quot;firstChild&quot;,&quot;animationTarget&quot;:&quot;:scope .e-con-inner &gt; 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.elementor-widget-hub_fancy_heading .lqd-split-chars .lqd-chars .split-inner, :scope .e-con-inner &gt; .elementor-widget-hub_fancy_heading .lqd-adv-txt-fig, :scope .e-con-inner &gt; .elementor-widget-ld_custom_menu .lqd-fancy-menu &gt; ul &gt; li&quot;,&quot;duration&quot;:650,&quot;startDelay&quot;:1000,&quot;delay&quot;:100,&quot;ease&quot;:&quot;expo.out&quot;,&quot;initValues&quot;:{&quot;y&quot;:&quot;70px&quot;,&quot;opacity&quot;:0,&quot;transformOrigin&quot;:&quot;50% 50% 0px&quot;},&quot;animations&quot;:{&quot;y&quot;:&quot;0px&quot;,&quot;opacity&quot;:1,&quot;transformOrigin&quot;:&quot;50% 50% 0px&quot;}}\" class=\"elementor-element elementor-element-c82dc05 e-flex e-con-boxed e-con e-child\" data-id=\"c82dc05\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>TOTO Savings Account The Toto Savings Account is specially designed to help parents and guardians build a secure financial future for their children. This account encourages a savings culture from an early age while earning attractive annual interest on the deposited funds. Key Features: Target Customers: Parents, guardians, or caregivers saving on behalf of children [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-7252","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/tramomsacco.com\/index.php\/wp-json\/wp\/v2\/pages\/7252","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tramomsacco.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/tramomsacco.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/tramomsacco.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tramomsacco.com\/index.php\/wp-json\/wp\/v2\/comments?post=7252"}],"version-history":[{"count":22,"href":"https:\/\/tramomsacco.com\/index.php\/wp-json\/wp\/v2\/pages\/7252\/revisions"}],"predecessor-version":[{"id":7862,"href":"https:\/\/tramomsacco.com\/index.php\/wp-json\/wp\/v2\/pages\/7252\/revisions\/7862"}],"wp:attachment":[{"href":"https:\/\/tramomsacco.com\/index.php\/wp-json\/wp\/v2\/media?parent=7252"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}