{"id":6614,"date":"2025-06-12T09:01:12","date_gmt":"2025-06-12T09:01:12","guid":{"rendered":"https:\/\/tramomsacco.com\/beta\/?page_id=6614"},"modified":"2025-07-07T23:48:19","modified_gmt":"2025-07-07T23:48:19","slug":"faqs","status":"publish","type":"page","link":"https:\/\/tramomsacco.com\/index.php\/faqs\/","title":{"rendered":"FAQs"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"6614\" class=\"elementor elementor-6614\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1995ecc e-flex e-con-boxed e-con e-parent\" data-id=\"1995ecc\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2231d5e1 elementor-widget elementor-widget-heading\" data-id=\"2231d5e1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6d4bb747 e-flex e-con-boxed e-con e-parent\" data-id=\"6d4bb747\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div data-custom-animations=\"true\" data-ca-options=\"{&quot;addChildTimelines&quot;:false,&quot;trigger&quot;:&quot;firstChild&quot;,&quot;animationTarget&quot;:&quot;:scope &gt; .elementor-widget-container&quot;,&quot;duration&quot;:1000,&quot;ease&quot;:&quot;expo.out&quot;,&quot;initValues&quot;:{&quot;y&quot;:&quot;30px&quot;,&quot;scaleY&quot;:1.1,&quot;opacity&quot;:0,&quot;transformOrigin&quot;:&quot;50% 50% 0px&quot;},&quot;animations&quot;:{&quot;y&quot;:&quot;0px&quot;,&quot;scaleY&quot;:1,&quot;opacity&quot;:1,&quot;transformOrigin&quot;:&quot;50% 50% 0px&quot;}}\" class=\"elementor-element elementor-element-7ea1d15b elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-ld_accordion\" data-id=\"7ea1d15b\" data-element_type=\"widget\" data-widget_type=\"ld_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div class=\"accordion accordion-title-bordered accordion-xs accordion-side-spacing accordion-title-bg-transparent accordion-active-has-shadow accordion-active-has-fill\" id=\"accordion-69ea0b3da2674\" role=\"tablist\" aria-multiselectable=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-2121\">\n\t\t\t\t<p class=\"accordion-title h4 tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-69ea0b3da2674\" data-bs-parent=\"#accordion-69ea0b3da2674\" href=\"#collapse-2121\" data-target=\"#collapse-2121\" data-bs-target=\"#collapse-2121\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-2121\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\"> How do i become a member?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-add\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-remove\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-2121\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-69ea0b3da2674\" role=\"tabpanel\" aria-labelledby=\"heading-2121\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\t<p>You become a member by filling up a membership form and paying entrance\/registration fee of Ksh.1000.<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-2122\">\n\t\t\t\t<p class=\"accordion-title h4 tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-69ea0b3da2674\" data-bs-parent=\"#accordion-69ea0b3da2674\" href=\"#collapse-2122\" data-target=\"#collapse-2122\" data-bs-target=\"#collapse-2122\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-2122\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">What is the minimum savings per month?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-add\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-remove\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-2122\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-69ea0b3da2674\" role=\"tabpanel\" aria-labelledby=\"heading-2122\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\t<p>Minimum saving per month is Ksh 3,000.<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-2123\">\n\t\t\t\t<p class=\"accordion-title h4 tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-69ea0b3da2674\" data-bs-parent=\"#accordion-69ea0b3da2674\" href=\"#collapse-2123\" data-target=\"#collapse-2123\" data-bs-target=\"#collapse-2123\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-2123\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">Do my savings and shares earn interest? Yes, the savings and s<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-add\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-remove\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-2123\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-69ea0b3da2674\" role=\"tabpanel\" aria-labelledby=\"heading-2123\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\t<p>Yes, the savings and shares earn interest and dividends respectively<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-2124\">\n\t\t\t\t<p class=\"accordion-title h4 tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-69ea0b3da2674\" data-bs-parent=\"#accordion-69ea0b3da2674\" href=\"#collapse-2124\" data-target=\"#collapse-2124\" data-bs-target=\"#collapse-2124\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-2124\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">After how long do i qualify for a loan? <\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-add\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-remove\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-2124\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-69ea0b3da2674\" role=\"tabpanel\" aria-labelledby=\"heading-2124\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\t<p>You qualify for a loan after six months of consistent saving<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-2125\">\n\t\t\t\t<p class=\"accordion-title h4 tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-69ea0b3da2674\" data-bs-parent=\"#accordion-69ea0b3da2674\" href=\"#collapse-2125\" data-target=\"#collapse-2125\" data-bs-target=\"#collapse-2125\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-2125\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">How do i apply for a loan and what condition do i need to meet?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-add\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-remove\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-2125\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-69ea0b3da2674\" role=\"tabpanel\" aria-labelledby=\"heading-2125\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\t<p>To apply for a loan one can visit our offices for appraisals to be done\\appraise himself using the loan calculator tool .Once the appraisal is done a member will be issued with a loan form to fill and return\\send back to the Sacco office for processing. Guidelines on loan type to be applied and disbursement of each type is provided in our loan policy to enable you as a member when applying.<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-2126\">\n\t\t\t\t<p class=\"accordion-title h4 tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-69ea0b3da2674\" data-bs-parent=\"#accordion-69ea0b3da2674\" href=\"#collapse-2126\" data-target=\"#collapse-2126\" data-bs-target=\"#collapse-2126\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-2126\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">What happens to my savings and shares should i pass on?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-add\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-remove\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-2126\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-69ea0b3da2674\" role=\"tabpanel\" aria-labelledby=\"heading-2126\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\t<p>When you pass on, your saving\\shares pass to your beneficiary nominated by yourself when filling the membership form. Also, member is advisable to always come to Sacco office and check your nominees<\/p><p>And least once or twice a year to sustain or amend in case of changes<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-2127\">\n\t\t\t\t<p class=\"accordion-title h4 tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-69ea0b3da2674\" data-bs-parent=\"#accordion-69ea0b3da2674\" href=\"#collapse-2127\" data-target=\"#collapse-2127\" data-bs-target=\"#collapse-2127\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-2127\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">Is it possible for a non-salaried people to join the SACCO?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-add\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-remove\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-2127\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-69ea0b3da2674\" role=\"tabpanel\" aria-labelledby=\"heading-2127\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\t<p>Yes, it is possible, you just need to fill the membership form for your specific category (non-salaried).<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-2128\">\n\t\t\t\t<p class=\"accordion-title h4 tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-69ea0b3da2674\" data-bs-parent=\"#accordion-69ea0b3da2674\" href=\"#collapse-2128\" data-target=\"#collapse-2128\" data-bs-target=\"#collapse-2128\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-2128\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">Do you have any special business product for business people?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-add\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-remove\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-2128\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-69ea0b3da2674\" role=\"tabpanel\" aria-labelledby=\"heading-2128\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\t<p>Yes, we have several products for the business people i.e Vijana Inuka loan, Product loan, Biashara Loan, Project financing etc.<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-2129\">\n\t\t\t\t<p class=\"accordion-title h4 tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-69ea0b3da2674\" data-bs-parent=\"#accordion-69ea0b3da2674\" href=\"#collapse-2129\" data-target=\"#collapse-2129\" data-bs-target=\"#collapse-2129\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-2129\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">How do i access members portal? <\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-add\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-remove\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-2129\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-69ea0b3da2674\" role=\"tabpanel\" aria-labelledby=\"heading-2129\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\t<p>To access visit www.tramomsacco.com website and click Members Portal on the top Left corner or visit <a href=\"http:\/\/portal.tramomsacco.com\">portal.tramomsacco.com<\/a><\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-21210\">\n\t\t\t\t<p class=\"accordion-title h4 tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-69ea0b3da2674\" data-bs-parent=\"#accordion-69ea0b3da2674\" href=\"#collapse-21210\" data-target=\"#collapse-21210\" data-bs-target=\"#collapse-21210\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-21210\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">How do i register in members portal?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-add\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-remove\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-21210\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-69ea0b3da2674\" role=\"tabpanel\" aria-labelledby=\"heading-21210\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\t<p>-&gt; Enter your ID No -&gt; Enter your Member No -&gt; Click get sms Code -&gt; Enter SMS Code -&gt; Enter new Password\/Pin -&gt; Confirm new Password\/Pin and click register<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-21211\">\n\t\t\t\t<p class=\"accordion-title h4 tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-69ea0b3da2674\" data-bs-parent=\"#accordion-69ea0b3da2674\" href=\"#collapse-21211\" data-target=\"#collapse-21211\" data-bs-target=\"#collapse-21211\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-21211\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">How do I login to members portal?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-add\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-remove\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-21211\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-69ea0b3da2674\" role=\"tabpanel\" aria-labelledby=\"heading-21211\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\t<p>Click on sign up tool -&gt; Enter Member No. -&gt; Enter and confirm password -&gt; Submit, verification sent -&gt; through mail\/ sms -&gt; Enter SMS Code and click login<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-21212\">\n\t\t\t\t<p class=\"accordion-title h4 tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-69ea0b3da2674\" data-bs-parent=\"#accordion-69ea0b3da2674\" href=\"#collapse-21212\" data-target=\"#collapse-21212\" data-bs-target=\"#collapse-21212\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-21212\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">How to download tramom sacco mobile App?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-add\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-remove\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-21212\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-69ea0b3da2674\" role=\"tabpanel\" aria-labelledby=\"heading-21212\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\t<p>-&gt; Enter your ID No -&gt; Enter your Member No -&gt; Click get SMS Code -&gt; Enter SMS Code -&gt; Enter new Password\/Pin -&gt; Confirm new Password\/Pin and click reset Mobile App<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-21213\">\n\t\t\t\t<p class=\"accordion-title h4 tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-69ea0b3da2674\" data-bs-parent=\"#accordion-69ea0b3da2674\" href=\"#collapse-21213\" data-target=\"#collapse-21213\" data-bs-target=\"#collapse-21213\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-21213\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">How to register mobile App?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-add\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-remove\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-21213\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-69ea0b3da2674\" role=\"tabpanel\" aria-labelledby=\"heading-21213\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\t<ul><li>Open Mobile App-&gt;<\/li><li>Enter the 4-DIGIT PIN<\/li><li>Created During USSD *346# Activation<\/li><li>click submit<\/li><\/ul>\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-21214\">\n\t\t\t\t<p class=\"accordion-title h4 tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-69ea0b3da2674\" data-bs-parent=\"#accordion-69ea0b3da2674\" href=\"#collapse-21214\" data-target=\"#collapse-21214\" data-bs-target=\"#collapse-21214\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-21214\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">How to login mobile App?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-add\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-remove\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-21214\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-69ea0b3da2674\" role=\"tabpanel\" aria-labelledby=\"heading-21214\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\t<p>Open Mobile APP-&gt; Enter 4-digit Pin and click login<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-21215\">\n\t\t\t\t<p class=\"accordion-title h4 tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-69ea0b3da2674\" data-bs-parent=\"#accordion-69ea0b3da2674\" href=\"#collapse-21215\" data-target=\"#collapse-21215\" data-bs-target=\"#collapse-21215\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-21215\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">How to reset pin mobile App?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-add\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-remove\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-21215\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-69ea0b3da2674\" role=\"tabpanel\" aria-labelledby=\"heading-21215\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\t<p>Open Mobile App-&gt;Enter the 4-Digit PIN<br \/>Created During USSD *346# activation and submit<\/p><p>How to access USSD (*346#)?<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>FAQs What is the minimum savings per month? Minimum saving per month is Ksh 3,000. After how long do i qualify for a loan? You qualify for a loan after six months of consistent saving What happens to my savings and shares should i pass on? When you pass on, your savingshares pass to your [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-6614","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/tramomsacco.com\/index.php\/wp-json\/wp\/v2\/pages\/6614","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tramomsacco.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/tramomsacco.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/tramomsacco.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tramomsacco.com\/index.php\/wp-json\/wp\/v2\/comments?post=6614"}],"version-history":[{"count":22,"href":"https:\/\/tramomsacco.com\/index.php\/wp-json\/wp\/v2\/pages\/6614\/revisions"}],"predecessor-version":[{"id":7974,"href":"https:\/\/tramomsacco.com\/index.php\/wp-json\/wp\/v2\/pages\/6614\/revisions\/7974"}],"wp:attachment":[{"href":"https:\/\/tramomsacco.com\/index.php\/wp-json\/wp\/v2\/media?parent=6614"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}